Does 17% Unemployment really mean 17% ?
Balancing the COVID-19 Economic Model amid the multitude of issues saturating our voyage thru uncharted waters Are we acting like or ‘experiencing’ an economic environment
Spend it If ya Got it
Now that you have it, what are you going to do with it? Be Smart. Spend Smart. You don’t have to spend it all!
Bridge the gap between the Market, and the Data
We’re experiencing unprecedented numbers in Unemployment yet some companies and the financial markets have experienced a “Quick V.” P360 helps makes sense of the
Mosaic Solves the Mysterious Phase 2
A funny but controversial show, South Park, drills down and satirizes every day topics. Concepts are simplified and sometimes distorted as seen thru the eyes
CECL Preparation - Where to Start?
I once heard sound advice ‘Start at the beginning’ In order to prepare for CECL, the first thing we have to do is to understand
Which Cars Provide Better Collateral
Today’s CNBC commentary included a visit from Joe Hinrichs, EVP at Ford Motor Company noted a glut in the used car market – but only
How the Sharing Game could affect Direct Lending
Keeping in touch with your members and concentrating on direct lending is becoming even more important as car makers test the ‘shared ownership’ business model.
Don’t Identify Risk - Quantify Risk!
Reserve methodologies of Credit Unions and other lenders vary based on sophistication, geo-economic environment, loan products and management of related risk characteristics. No matter the
Keeping up with Risk
We have experienced interesting market conditions recently including the first Rate Hike in quite a while. Last month’s move by the Federal Reserve was